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How to Get a Replacement Car Key Losing a car key can be a frustrating experience. It can also be costly depending on the model you have. The most efficient way to obtain a replacement is to call an auto locksmith. This is usually a less costly and faster option than calling roadside assistance or an auto dealer. Cost In the past the loss of car keys wasn't a huge issue. You could go to your local hardware store and have an alternate key made. However, today it's more complex and expensive. It's because cars are technologically advanced, and keys are as well. And while this may make them more secure against theft however, it also means they are more expensive to replace. The cost of replacing the lost car key will vary depending on the year, model and model of your car. Many modern cars come with keys that include transponder chips to prevent theft. These chips need to be paired with your vehicle, which typically requires a locksmith or dealer. The cost can vary based on the type of car you own however it could reach $200. Additionally, certain modern cars use laser-cut keys that need to be programmed using a specific machine, which is only available through dealerships or auto locksmiths that specialize in this. The cost of the key for this kind of lock can be as high as $100. The location of your house will also impact the cost. You will likely have to pay more for service if you live in an area with a lot of distance since the locksmith and tow truck have to travel far to get to you. In addition, locksmiths will charge extra for holidays or after hours weekend hours. You can reduce the cost of replacing keys to your car by keeping a spare one at home or in your wallet. Keep your vehicle's registration or title documents on you. They will be required to prove ownership in the event that you need to contact a dealership for a new key. In addition, you can make use of your roadside assistance service to assist in the process. You may be able get a temporary replacement depending on the terms and conditions of your roadside assistance service. Time is a factor. It can be frustrating to lose your car keys, but it's important to not panic. Take a moment to search for your keys in the most obvious places, like your pocket or purse. Then, revisit your day to see where you may have put keys. This may help you remember where you left them, or you can find them in your car. If you can't find your car keys, it may be time to purchase new keys. Most newer cars have a remote key fob that utilizes an unlock code to start the vehicle. This type of key has to be programmed to ensure that it can work with your vehicle. This is usually the job of an expert. Contact an auto locksmith and bring proof of ownership. Old-fashioned car keys made of metal are much easier to replace than remote key fobs. They are completely mechanical and simple to duplicate. A locksmith in your neighborhood can replace your key on the right on the spot. They can also duplicate the ignition cylinder in your vehicle and this is an additional expense. If you'd like to create copies of your old car keys, go to a hardware shop that specializes in cars and make them quickly and cost-effectively. It is also advisable to replace your car keys if they're starting to look worn down. The use of keys over time can wear down the teeth on the key and this could cause it to be difficult to align them properly. If the key starts to stick, it might be time to replace it. The dealer may have to program the key if you have an older model or a high-end car. This is a difficult task which can be costly and take a long period of time to complete. It could be covered under the warranty on your car or insurance depending on the make of your car. Availability Even if your driving is excellent, you can still lose your keys. automotive car key replacement can be a huge troublesome experience, especially if it occurs at the most inconvenient times such as when you're at a gas station or grocery store and want to get home. There are several ways to replace the key that was lost. You can contact your insurance company, find a local locksmith, or call roadside assistance. You'll first need to identify the kind of key you have. It's crucial to know that different cars use different keys. Some keys are old-fashioned, and only lock using the key cylinder. Others include chips that communicate with the vehicle to open doors and start the car. Some keys can be replaced with an auto locksmith, while you may have to visit a dealership to get one from the manufacturer if yours is a smart key. You must first read the manual, or call the dealer to get instructions on how you can program the key for your vehicle. You'll need proof of ownership and could have to wait a few days for the dealer to make an order for a replacement. This method might also require you take your vehicle to a locksmith or another service provider to get it programmed, making this the best option for those with tight schedules or have a limited mobility. The process is a lot easier if you have an extra. You can usually buy keys online for a relatively low price dependent on the type of car. If your keys are equipped with transponder and key fob element, you'll have to visit a qualified expert to have them replaced and programmed. Depending on the make and model of your vehicle this could require a tow to the dealership or hiring a locksmith to take care of it. A bluetooth tracker is a different way to get a replacement car key. These small devices attach on your keyring, emitting an electronic signature that can be retrieved using any mobile phone with an app installed. The app will then show you where the key is, so you can find it when you require it. Insurance Car insurance typically does not cover the cost of keys lost. There are some exceptions. Some of the top car insurance companies that are committed to customer satisfaction provide add-on coverage for things like lost keys. It is usually an extra cost, but it can be less expensive than having to pay out on your own for key replacement costs. Whether or not car insurance covers lost keys depends on the specific policy and deductible. Metal keys are generally easy to replace, but when you have an electronic fob or smart key, it can be more difficult. These keys are laser-cut and use chips that transmit signals to the vehicle, so they are much more complicated to replace than traditional mechanical keys. These keys are also more expensive, since you'll have to pay a locksmith as well as the key itself. Consider using an auto club service or roadside assistance to save money in the event of replacing a lost key. These services may provide locksmiths with discounted rates and even pay the cost of the new key. Some of these firms also offer emergency lockout services which are useful for those who are in a hurry and need to get back on the road. You can also contact your car dealer to see if it could help. Locksmiths are usually on staff at most dealerships, and they may be able to make you a key for a reasonable price. If the dealer needs to purchase a new key for the model you have it could take several days. Keep all receipts and documents whatever method you decide to use. This will allow you to file a claim with your insurance company. While it's not a pleasant experience, losing your car keys could happen to anyone. There are ways to help you avoid costly consequences. While the most cost-effective and fastest method to replace lost car keys is to contact a local locksmith, it's important to weigh the financial advantages against the time and any possible deductible payment prior to filing a claim with your insurance company.